Primary on Main
Address
221 Chatto Loop, Murphy, NC
Price
$ 285,000
Property Attributes
- ID#100592236
- TypeSingle Family
- Listing Status Active
- CountyCHEROKEE
- CityMurphy
- AreaIndian Rock Springs
- NeighborhoodMurphy
- Zip28906
- StyleSingle Family Residence
- Year Built1994
- Taxes$ 736
- Price$ 285,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage988
- Lot Size0.74 Acres
Data Source:
North Carolina Regional MLS (NCRMLS)
Property Description
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.
| Elementary School | Middle School | High School |
|---|---|---|
| Ranger Elementary School | Hiwassee Dam Middle School | Hiwassee Dam High School |
| Price History | |
|---|---|
| 7/29/2026 | Listed $285,000 |
General Features
| Living Area | 988.0 |
|---|---|
| Heating | Heat Pump,Electric |
| Cooling | Attic Fan,Whole House Fan,Heat Pump |
| Utilities | Fiber Optic |
| Possession | Close Of Escrow,At Closing |
| Roof | Composition |
| Appliances | Gas Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Gas Range |
| Zoning | N/A |
| HOA Fee | 350.0 |
| Patio/Porch Features | Covered,Deck,Porch |
| Pool Features | None |
| Construction Materials | Cedar,Block,Wood Siding |
| Year Built | 1994 |
| View | None |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Taxes | 736.91 |
| Parcel Number | 453100611635000 |
| Waterfront Features | None |
| Assoc Fee Paid Per | Annually |
| County | Cherokee |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | No |
| Association Amenities | Maintenance Common Areas,Maintenance Roads,Short Term Rental |
| HOA | Yes |
| Attached Garage | No |
| Subdivision Name | Indian Rock Springs |
| Garage Y/N | No |
| Total Rooms | 4 |
| Full Baths | 2 |
| Status | Active |
| Directions | From Murphy,take HWY 64 W to right on Tilson Road. Right into Indian Rock Springs development. Right onto the first Chatto Loop Road and the home will be on the left. There is a circular drive at |
| High School | Hiwassee Dam |
| City | Murphy |
| Association Name | Indian Rock Springs HOA |
| Lot Size Units | Acres |
| Lot Size Square Feet | 32234.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Green Building Verification Type | None |
| Elementary School | Ranger |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Hiwassee Dam |
| Lease Considered Y/N | No |
| Structure Type | Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 93130 |
| Legal Description | 1785/852 Lot 8B Sec 3 |
| IslandOrMainland | Mainland |
Interior Features
| Interior Amenities | Walk-in Closet(s),Solid Surface,Ceiling Fan(s),Furnished,Blinds/Shades,Walk-In Closet(s),Whole House Fan |
|---|---|
| Basement | Exterior Entry,Partial,Unfinished |
| Flooring | LVT/LVP,Laminate,Ceramic Tile |
| Water Heater | Electric |
| Total Fireplaces | 1 |
| Master Bed Level | Primary Living Area |
| Total Stories | 1 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Window Features | Skylight(s) |
| Fireplace Y/N | Yes |
| Total Bedrooms | 2 |
| Attic Features | See Remarks |
| Entry Level | 1 |
| Room Type | Living Room,Dining Area,Dining Room,Laundry,Master Bedroom,Bedroom 2 |
| Total Baths | 2 |
| Living Area Range | 800 - 999 |
| SmokingYN | No |
Exterior Features
| Exterior Finish | Wood Siding,Cedar |
|---|---|
| Fencing | Wire,Partial |
| Parking Features | Circular Driveway,Gravel,Asphalt,No Garage |
| Lot Features | Wooded,Rolling Slope |
| Water Source | Shared Well |
| Total Parking | 0.0 |
| Lot Size Area | 0.74 |
| Foundation Details | Block |
| Spa | No |
| Building Area Total | 988.0 |
| Lot Dimensions | IRR |
| Lot Size Acres | 0.74 |
| Frontage Type | See Remarks |
| Waterfront Y/N | No |
| Road Frontage Type | Gravel |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28906
Price
Taxes
Year Built
Visits
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